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Frequently Asked Questions
How is My Private Information Protected?
We use an advanced 256-bit SSL encryption while handling your data. All your private information is kept securely in an encrypted format. More details can be found by reading our privacy policy.
Is My Information Safe?
Yes, your personal information is safe. Our site is protected by industry-recognized security standards, and all information provided is encrypted during submission.
APR :
The maximum APR, (including the interest rates plus fees and other costs) is 32%. Subject to lender-approval.
Repayment Duration :
Loans include a minimum repayment plan of 12 months and a maximum repayment plan of 84 months.
Representative Example :
Loan Amount: $6,000.00, Annual Percentage Rate: 13.00%, Number of Payments: 48, Monthly Payment: $141.25, Total Amount Payable: $6,780.00
Lender-approval and loan terms will vary based on credit determination and applicable state law - they may offer short-term loans with fixed rates from 10% to 32% APR. The lender's approval process may take longer due to additional documents being requested.
Financial Implications :
If you are approved for a loan, you will be presented with all fees, terms, and interest rates associated with the loan BEFORE you formally accept the loan. As stated, We are not a lender, and therefore cannot provide you with exact fees and/or interest associated with your loan offers. You are under NO obligation to accept any loan offers/terms that are provided by lenders.
Implications of Non-Payment :
By accepting the terms and conditions for a personal loan, you essentially agree to repay the loan both: 1) with interest and 2) in the time frame specified in the loan agreement. In most cases, failure to repay the loan in full, or making a late payment, can result in additional charges. We have NO ability to predict or estimate what supplemental charges will be incurred in the event of late, partial, or non-payment. We also have NO control or knowledge of any loan agreements or details between you and your lender. Please carefully review the late, partial, and non-payment policies that your lender provides with your loan agreement.
Collection Practices :
As stated, we are not a lender and, because of this, we have NO involvement in the debt collection process. As part of the lending agreement provided to you by the lender, they will disclose their debt collection practices. If you have any collection questions, please contact the lender for complete details. We only work with reputable lenders who use fair collection practices.
Renewal Policies :
Prior to accepting any loan offer, you will be presented with any loan renewal options by the lender. Carefully review the policy before accepting or electronically signing any loan documents. Note, state regulations can determine lenders' renewal policies to a significant extent.


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How It Works

Need Cash Fast?

Are you counting the days until payday? Emergency auto repairs, unexpected bills, and other unplanned expenses can wreak havoc on your finances. There is no need to live with financial stress - a personal loan may be a helpful solution for short-term cash flow problems. A personal loan will provide you with cash now, so you can set your worries aside.

Qualifying for A Short Term Loan is Simple

In most cases the lenders in our network require you to have a job, possess a bank account, be a U.S. citizen or resident at least 18 years of age, and earn a certain amount of money each month. Our lenders understand that everyone makes mistakes and encounters rough times.

What Are You Waiting For?

Our website prides itself for quickly connecting you with a lender. When using our service, you will fill out a short form and then be connected with one of our 100+ partnered lenders. After you submit your information, you may be redirected to the lender's website to review the terms of the loan, and if accepted, the funds will be deposited into your bank account!

What is Our Service?

Our service is to connect you with a lender. Our service is completely FREE to you! We are here to connect you with one of 100+ partnered lenders. Each lender that we work with has their own terms, and we highly recommend carefully reading your loan contract before making a commitment.

A Short Term Loan Will Give You the Cash You Need

Short Term lenders specialize in servicing loans. Each of the lenders in our network is an independent company that sets their own lending guidelines, but generally the amount they will borrow you depends on factors such as your income and employment history.

Do I Need to Fax Documents as part of the Process?

In most cases "NO". However, if information you provided is inconclusive or seems false, lenders may ask you to fax additional documentation.

Please review our site for valuable information about our services.
If you have further questions, we invite you to contact us at anytime.
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Consumer Notice: Personal loans are not a long term financial solution. Borrowers facing debt and credit difficulties should seek professional financial advice. Borrowers are encouraged to review local laws and regulations governing personal loans.

Availability: This service is not available in all states. Please review local laws and regulations for availability in your particular state. The states this website services may change from time to time without notice. All actions taken on this site, or legal concerns addressing this site, are deemed to have taken place in Nevada, regardless of the location from where you access this site.

Disclaimer: This website does not constitute an offer or solicitation to lend. The operator of this website is not a lender and does not make credit decisions. Rather, we provide a marketplace service where we connect you with lenders in our network. We cannot and do not control the actions or omissions of lenders in our network. We are not an agent, representative or loan broker to any lender and we do not endorse any particular lender. Our marketplace service is always free to you. If you are ever asked to pay a deposit or advanced payment in order to get a loan, you should not proceed.

You are under no obligation to use our marketplace service to initial contact with or apply for a loan with any lender.

Subject to our Privacy Policy (which you should carefully read and understand), we will transfer your information to lenders in our program and to other service providers and marketing companies we do business with. We do not guarantee that you will be connected with a lender or obtain favorable rates or be approved for a loan by completing a form on our site.

Participating lenders may verify your social security number, driver's license number or other federal or state identification, as well as review your credit worthiness through national databases that may include Equifax, Transunion, Experian and other credit bureaus. By submitting your information to us, you agree that lenders may obtain such credit reports and verify your information.

Not all lenders can provide you with a loan. If you are approved, you will receive funds according to the lender's funding practices which vary from lender to lender. Repayment terms also vary from lender to lender and may be affected by state law. If you have questions about the loan terms offered to you, or about a loan that has funded, please contact the lender directly. We are not a lender and cannot give you loan-specific information.

You will not be charged a fee for using our service. Loan-related fees are controlled by the lender and will be disclosed to you before you accept the loan. If you do not want to incur loan-related fees or you are unable to repay your loan, do not accept the loan.

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